When you or a loved one is involved in a serious car accident, apart from immediate medical attention   and treatment, there is a huge financial component that looms ahead. For the injured person, loss of income and career mean a sudden decline in salary and living expenses which becomes difficult to deal with.   There are also huge costs that may be spread out over a long period and then continue into the future indefinitely. Working out the financial implications correctly can be a daunting if not impossible task to the victim and the family. Future care costs often constitute the largest component of a victim’s injury claim. It is important to understand that future care cost is different from loss of future earning capacity.

Future Care and Life Care Planning

Today, personal injury awards are scaling dizzy heights and getting the numbers right is a daunting task for adjusters and lawyers alike.   One of the first things our serious personal injury lawyers can assess in critical injury cases is whether the costs are directly related to the accident. Our lawyers also work in close collaboration with life care planning experts so that the future of the victim is rendered comfortable. Even after the victim and family recover from the trauma of a catastrophic accident, they will have to incur enormous medical costs from:

• long-term hospitalization
• surgery
• rehabilitation
• post-traumatic care
• cost of medication
• specially adapted furniture and appliances
• physiotherapy
• care-givers
• modification of vehicles
• modification of residence to accommodate features like wheelchair ramps etc
• modification of rooms like bathrooms, bedrooms
• purchase of equipment like wheelchairs/crutches
• psychological counseling
• special medical equipment

There are also unquantifiable social and emotional costs.

It is critical that we hire a reputed  Life Care Planner that is a trained and certified person with a medical sciences education either as a doctor, medical professional or nurse. Our expert Life Care Planners  are qualified to work with critically injured accident victims and help them chart out their medical, financial and legal future. They must take testimony from patients, develop a written life care plan which also includes ethical aspects.

The life care plan is a dynamic document that provides for current and future needs and costs. Future needs have to anticipated and documented. In many cases, care is given by the family or friends and it may be difficult to put a value on this. However, the quantum of damages cannot be reduced just because of voluntary or benevolent care.

Compensation

Under Canadian law, “full compensation” is of paramount concern of the courts in the case of severely injured victims. The care setting that is of best advantage to the victim is what should be awarded and no plaintiff should be forced to accept a lesser standard of care. Hence, a high standard of care is what every victim must expect after being severely injured and should conform to what the person would have experienced had they not been injured.

Even when a spouse, parent or other family member or friend provides voluntary care, the extent of the claim cannot be reduced. The damages claimed must reflect the real nature of this care and how much it would have cost if a professional care-giver was employed. Additionally, voluntary care may not be available in future and all compensation must reflect this reality.

How Our Personal Injury Lawyers Can Help Car Accident Victims Who Suffer From A Critical Injury

In most cases, critically injured victims are unaware of the fact that they can claim future costs as well as current ones. Our team of experienced lawyers can put together the best possible future claim that balances costs and rehabilitation methods, possible return to employment, employer’s liability and finally the payout of benefits. There is an ever-expanding definition of long-term disability in psychiatric and behavioral terms as well. This sector is also plagued by instances of bad faith by insurers. We offer a consultation with a no win no fee lawyer and our team of experienced, long term disability claims lawyers. This consultation provides a framework to assess the validity of your long term disability case.

Our legal team can help to assemble a strong case in terms of documentation, eye-witnesses and other forms of testimony. We can provide a projection of the long-term increases in cost of living under the adjusted life-style as well as the total and partial benefits payable taking into account all the contractual limitations. Our team can work with life care planners to put together a valid, professionally researched life care plan that is vital in the assessment of future care costs for critically injured car accident victims.

We can be of service to you in any city in Ontario within 24 hours. We do not charge our clients any up-front fees till the case results in settlement.

If you, your family or a friend has been injured in an accident, please feel free to speak to one of our injury lawyers for a free consultation about how we are able to assist in making a personal injury claim. We consult in all cities across Ontario with a no win no fee guarantee. Our personal injury lawyers have helped victims secure millions of dollars in personal injury cases. Call us Toll Free On our 24/7 Injury Hotline: 1 – 844 495 7333.