I am Priashna Singh, and I want to talk to you about disability benefits. I know that serious car accidents bring huge physical and emotional trauma and financial havoc on the unfortunate victims. For the living, it can be even worse than dying in an accident. However, the law has some provisions for monetary compensation and support in the future. As Singh Barristers president, I would like to share my thoughts on Social Security Benefits provided by the Social Security Association (SSA).

I can say that the insurance money and the negligent drivers’ compensation may cover the medical bills and other wage losses from my personal experience in dealing with car accident victims. However, they are not enough for the victims going through lifelong injuries and disabilities.

But you don’t need to worry. I have found out in my years of experience at Singh Barristers that

there’s the provision of Social Security Disability Benefits to help hard-hit victims whose lives have been destroyed in the accident.

I would explain to you the conditions under which you can receive Social Security Disability Insurance. I am giving four conditions below. If you, as a victim of a car accident, can prove these conditions, then you can get the Social Security Benefits provided by the Social Security Association (SSA).

1. The injuries caused by the car crash have made you unable to perform basic bodily functions such as sitting, walking, standing, remembering, speaking, etc.
2. The disability has prevented you from returning to your old work for at least a year.
3. You can’t return to your old work or start another work. Despite having its list about the qualifying conditions for SSDI benefits, you can receive the benefits in other conditions, too, if you can prove that all your disabilities combine to make you disabled.
4. SSA also requires you to have previously earned social security credits. If you have been earning money for a long time, the minimum number of credits can be as high as 40, with 20 of them earned over the last ten years before the onset of the car accident. If you haven’t been earning for a long time, the number of credits decreases.

While working as a lawyer at Singh Barristers, I have seen that car accidents normally damage bones, muscles, ligaments, ligaments, and tendons, along with Neurological Disorders and vision/hearing impairment. Also, you may suffer from many psychological and emotional traumas.

I am now going to give you a list of some of the car injuries mentioned in the blue book, making you eligible to receive SSDI benefits.

1. Whiplash: This type of injury mainly occurs in head-on collisions when your head hits the steering with a large force. It is the most serious type of injury in accidents caused in parking lots. If it is clear from your MRI report that you have received major spinal or head injuries, you can be eligible to receive SSDI benefits.
2. Broken Bones: Broken legs prevent you from walking and running, while broken arms prevent your body’s working capabilities. If such broken bones haven’t healed for more than a year, then you can apply for SSDI benefits.
3. Burns: Severe burns are one of the major injuries resulting from a car accident. They also pose limitations on your body movements and can be regarded as a base for getting SSDI benefits. 
4. Gastrointestinal Bleeding: Many times, a car crash ruptures internal body parts as well, and you may need multiple and regular blood transfusions. The SSA also lists this as a condition for receiving SSDI benefits.
5. Severe Head Injuries: If the car accident was so severe that you had a memory loss because of the car accident or if god forbid, you or your near or dear one becomes mentally disabled, then you surely deserve SSI benefits. 
6. Anxiety and Phobia:It’s a common observation that if you have been in a car accident, you may develop a phobia of cars, and you cannot relaxed when traveling on the road. If a psychologist confirms that you have developed an acute anxiety disorder, you will receive SSDI benefits.
7. Stress: In addition to physical damages, injuries also result in a change in lifestyles, ending relationships, and social estrangements. Almost every time, these conditions are very difficult to deal with. If this is the case, the SSA can decide to provide you with the SSDI benefits.
8. Multiple Injuries: The list of injuries in the blue book of SSA is not very strict, and if there’s a case where none of the damages matches the ones written in the blue book but when calculated together proves to limit you from doing important functions… then you can’t be denied from getting the benefits.