Human beings need to work. This is an important ability that we should have if we are to earn a living. Working makes it possible for us to meet all our needs and live comfortably with our families. However, bad things happen at times. You may be involved in an accident or get ill, which renders you incapable of working or doing any meaningful thing. 

When such misfortunes happen, we may need to go off or ask for sick leave. Some are lucky enough to access long-term disability claims. However, a greater part of the population has to deal with insurers who may be reluctant to pay their long-term disability claims. 

There are also instances where the insurer denies the claims made and even cuts off some people after some time. This leaves claimants feeling helpless and trapped. Our long-term disability claim lawyer in Brampton can help in case of such an eventuality. 

The myths

When you find yourself in a long-term disability tussle, you should avoid some mistakes during the dispute. When you demystify the myths involved in these cases, you will be in a position to get justice. Many myths need to be dispelled, and only our long-term disability lawyer with the training and skills can help you regain your confidence and get your insurance. 

Some of the myths include:

1. When one is cut off or denied long-term disability claims, nothing can be done.

One may feel very helpless when their claims do not go through. However, this is not the end. The insured person still has a lot of power over the company. Many companies play with their clients. However, with a person who understands how things work, you have a great fighting chance. 

Insurance companies cut off or deny claims so that many claimants will give up. That is how they make large profits. This happens even in cases where the claimant is rightfully owed. You should not give up. If you are disabled legitimately and doctors can attest to this, you have a case. Our long-term disability claim lawyer in Brampton can explain your options. 

• No one needs a long-term disability lawyer to handle such disputes.

This is another myth, and it is incorrect. You do need a long-term disability claim lawyer Brampton.  We have dealt with many insurance companies, and we have a clear understanding of all legal systems in place. When you face this kind of dispute with an insurer and lack the expertise, you need to seek professional assistance. Think of instances where you have medical issues. You go to the professionals for treatment. The same case applies to law issues. Talk to us and get your case heard so that you can evaluate the options. 

• When an insurer claims that you don’t have enough medical support for your long-term disability claim, you are out of luck.

This is one of the most common excuses that insurance companies give to their clients. This is when they want to cut off or deny the disabled person from getting paid for a legitimate claim. In reality, the truth counts. When you have qualified doctors to support your claim, then you have a case. You need clear reports supporting your claim. The doctor’s reports are the most crucial thing in a long-term disability claim. Doctors are usually under oath to give valid reports, and they risk getting their licenses revoked should they be caught in a lie. This means that a doctor’s report holds a lot of water. If your medical reports indicate that you are disabled from working, then it is adequate. 

When you bring your medical report to us, we can evaluate it and give you our honest opinion about your case and what you should expect. Consultation may only take a couple of minutes before you decide on the way forward. 

• You should go back to work lest the insurer cuts you off or denies your long-term disability claim.

This is a myth that makes people attempt to go back to work even before their bodies are fully ready. The person fails because of the disability. Trying to go back to work only makes things worse. They get more injuries or make their illness worse. When you feel you are not able to go to work, and have supporting documents from the doctors, do not attempt to go back until your health is stable enough. 

You should not be pushed around by insurers until your doctors agree that your condition is stable. Insurers may keep pushing you to go back. However, you should not cave in. Take your time to call us. We will handle insurance companies for you as you concentrate on getting back on your feet again. 

• You can’t hire a qualified insurance lawyer to handle the long-term disability claim because you don’t have money for that.

This is another myth that makes so many claimants opt to suffer in silence. You feel like a lawyer is too expensive for you and so you choose to remain quiet. The truth is that our lawyers do not ask for any payment until your case has been resolved. Our lawyers cover everything and work on percentages. This means that a part of your claims can pay our lawyer fees. 

The fact that a lawyer can opt to do this works to your advantage. Lawyers have a clear understanding of the law, and so the confidence they show can tell you that you do have a case, and you have great chances of a payoff. 

Get in touch with our long-term disability claim lawyer Brampton. This will shed light on all the questions you may have. You also have the chance to evaluate the options at your disposal.  If you feel sidelined after making a long-term disability claim, do not worry. We have lawyers who can assist you in all ways possible. We can help you understand your rights and ensure justice is served.