It is critical to get your treating doctor’s support when you are making a long-term disability claim. The insurance company that’s making your settlement requires proof of your claims and medical records are the most important piece of evidence. The insurance company claims-adjusters need to see your pre and post disability medical records. These offer proof of a serious and long term medical condition that has to be compensated for.

Apart from your physician’s medical notes, many other records will be summoned and scrutinized. These include everything that was done medically, right from the ER room where you were taken immediately, to the hospital records, physicians’, specialists’ and  surgeon’s notes, receipts for tests, test-reports, nursing-care records, notes made on your file by neurologists, psychologists, psychiatrists, physiotherapists, occupational therapists, bills and receipts for medications and treatments etc. These are pieces of evidence that prove that something is indeed the matter with your mind and body and that treatments have been given appropriately. All these records indicate that you genuinely have a long term disability that involves huge medical and rehabilitation expenditure.

Certain terms in your policy may not be very clear to you and our experienced car accident lawyers or slip and fall attorneys can help you to understand them. For instance, terms like “total disability” are interpreted differently by different insurance service providers. If your benefits are abruptly terminated by the insurer though you’re still unable to work, this has to be contested by presenting the right medical records/evidence. We offer assistance, advice and advocacy.