Motor vehicle accident claims have to follow a strict and highly regulated format. It is a complex process, involving several complicated medical, legal and insurance issues. An experienced car accident lawyer’s assistance, advice and advocacy are essential, especially if the injuries are serious, permanent or life-threatening/altering.

Ontario has a no-fault insurance system that provides statutory benefits to anyone injured in car accidents, regardless of fault. However, since this is payable by your own insurance-company, the benefits depend on the terms of contract.

Additionally, you can file a personal injury suit against the at-fault driver whose negligence/fault caused the accident. Disability benefits are available for short/long-term disability caused by the accident.

Benefits claimed to include:

• Income-replacement
• Medical/rehabilitation
• Non-earner
• Care-giver
• Death and Funeral Benefits
• Mental anguish
• Loss of companionship/care/guidance
• Pain and suffering

Other benefits may also be available, based on the circumstances.

After an accident, if you are not seriously injured:

• Always stop, no matter how minor/major the collision
• Never argue/confront/apologize/give recorded-statements
• Call the police/Collision reporting Center (in case of injuries)
• Inform your insurance-company
• Get the names/contact details of other driver/witnesses
• Call an experienced accident injury lawyer
• Visit a qualified doctor immediately, no matter how minor you feel your injuries are
• Start maintaining an accident journal to record every event that follows after this date

These basic steps help to protect your rights and interests. Your personal injury lawyer can give you the right information on how motor vehicle accident claims work. We ensure that your rights and entitlements are protected.