Brampton personal injury lawyers are sometimes called upon to help in cases where a car accident has occurred, but there are special circumstances involved. In some cases, a parked car shows signs of damage, and the driver who caused the accident has not waited to admit fault. In other cases, the driver who caused the accident is identified, but he/she is not insured, or they are under-insured.

Ontario laws enable accident victims to seek two types of compensation. All accident victims are entitled to claim statutory accident benefits or no-fault accident benefits against their own insurance company or the policy of the other driver involved. Additionally, you are also entitled to pursue a compensation claim against the at-fault driver, subject to policy limits. In situations where the at-fault party cannot be identified, or they are uninsured/under-insured, you may not be able to collect the compensation that you deserve. It’s important to immediately consult an experienced personal injury lawyer.

In such cases, you can claim the short-fall through the uninsured/under-insured/unidentified accident coverage of your own insurance policy. You can also explore a claim against the policy of a spouse or someone whom you are dependent on. The Motor Vehicle Accident Claims Fund is another resource.

Section 265 of the Ontario Insurance Act mandates that uninsured/unidentified motorist coverage should be taken by all drivers. This law is subject to following certain procedures and time-limits to avoid fraudulent claims.

An experienced car accident lawyer can help you to get the compensation you deserve.