When people are injured in accidents, most of them assume that their insurance companies, or those of the at-fault party will promptly honor their compensation claim. However, the harsh reality is that insurance companies are for-profit organizations whose aim is to protect their own business interests. They would adopt several methods to delay, deny, dismiss or dispute your claim based on a variety of “facts” and technical aspects.

An experienced personal injury lawyer can deal with the complex medical, legal and insurance issues involved. This leaves the injured person free to concentrate on getting his/her life back on track.

The claims process can be quite lengthy and stressful if you’re not prepared for it. Most claims are settled out-of-court and rarely make it to trial. They’re settled through negotiation, arbitration, mediation etc. Court outcomes are unpredictable. Hence, settlement is a good option. Avoid trying to handle the claim on your own. This is not a job for DIY enthusiasts.

Successful claims hinge on evidence and the law. Ensure that you preserve all bills, receipts, documents, etc. Take photos of the accident-scene, location, injuries, damage etc with date/time stamps immediately if possible. Avoid confrontation, discussions etc with anyone. Visit a qualified doctor immediately, even if you feel your injuries are minor. This helps to leave a paper-trail if your injuries turn out to be serious later. Don’t talk to insurance-company representatives or claims adjusters without your personal injury lawyer’s go-ahead. Keep an accident journal to record all events and don’t be tempted to take swift, meager settlements in the short-term.