Personal injury lawyers find that insurance companies don’t always respond positively to claims. We strive to prepare our clients for the harsh reality that these companies are for-profit organizations, focused primarily on their own business interests. 

People trust insurers to come to their aid in a crisis. They pay premiums regularly believing that they have coverage against the financial consequences of disasters. However, insurance-companies may delay, deny or dismiss claims, cite technical reasons for non-payment, minimize the nature/extent of injuries/losses/expenses etc. 

It’s crucial to ensure that your claim is thoroughly examined and filed in the correct format, within the prescribed time and backed by robust evidence. 

Experienced car accident lawyers can help you with this. 

Typical Reasons For Claim Denial 

Clients must ensure that their policies are valid and premiums are paid fully and up-to-date. Reporting the accident and visiting a physician immediately are essential. 

Some common reasons for denial: 

Liability not established: The wrong at-fault party, location not covered in policy, etc 

Typos or factual errors: Spelling-mistakes, wrong address, status-changes, family-member added etc 

Unnecessary extras: Don’t try to pad your claim – stick to the facts and don’t try to profit from the claim. 

Partial responsibility: You may have contributed to the accident in some way by being careless or negligent. 

Using surveillance:  to confirm/contradict your claim is common and they could come up with “evidence” to dispute your claim. 

Get experienced help from a knowledgeable Auto accident injury lawyer who has handled similar cases to help you get the compensation you deserve.