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Death of A Family-Member in a Car Accident: What Are My Rights?

When serious accidents happen and people are killed, the effects can be devastating on the entire family. Under Ontario’s Family Law Act, family members are entitled to seek compensation under certain categories. Those eligible include spouse, common-law spouse, parents, children, siblings, grandparents and grandchildren. The claimant did not have to be financially dependent on the deceased to claim compensation. However, in Canadian law, the estate of the deceased person does not have a right to make a claim as is possible under American laws.

Family-Members can claim loss of care, guidance and companionship that they would have got from the deceased, loss of financial contribution to the family, cessation of household activities, chores and help, funeral and burial expenses, out-of-pocket expenses, value of expenses for nursing, housekeeping, and other eligible categories.

The claim is subject to statute of limitations guidelines and must be filed within 2 years of the demise. However, under the Family Law Act, there is no compensation available for grief, mental anguish, pain and suffering that follows the death of a beloved family member. Instead, you can apply for non-pecuniary losses mentioned earlier. There are certain guidelines followed by courts while granting such settlements. These include age, mental and physical condition of claimant, whether they lived in the same address, and if not, what was the frequency of visits, degree and intimacy of relationship, joint life expectancy of claimant and deceased and how long the relationship may have continued. An experienced personal injury lawyer can help you get the compensation you rightfully deserve.

Car Accident Claims: Call The Police Immediately

Recent studies show that nearly 60,000 people suffer from injuries of different types in Ontario annually as a result of car accidents. Some of these accidents result in the death of drivers, passengers and pedestrians, while in others, people suffer a range of injuries. Whatever the nature and extent of injury, it’s important to seek immediate medical attention from a qualified medical professional.

Another very important step to take is to inform the police right away. You or others with you may assume that the injuries and damage are minor, but in order to claim accident benefits, the police have to be informed. Ontario laws specify that injuries and damage to vehicles that are estimated to be $2000 or more have to be reported to the police. However, it’s not easy to estimate what exactly the extent of injury may be at first glance. Some injuries appear minor initially, but turn out to be serious at a later stage. If you have not filed a police or traffic report on the collision, it’s difficult to prove to insurance claims adjusters that your injury was directly caused by the accident.

If you can take photographs of the accident scene, with exact time and date stamp, that show the location, damage and injuries, position of the vehicles, with important landmarks nearby, these are important pieces of evidence. Contact an experienced car accident lawyer to help you with the process of achieving compensation. We can ensure that your rights and interests are fully protected.

Aggressive Driving Is On The Increase: Your Car Accident Compensation Claim

A recent study involving 12,000 Ontario motor-vehicle drivers showed an alarming correlation between an aggressive style of driving and possibility of accidents. The drivers were given a series of questions to answer and their replies provide important clues to the cause of accidents.

More than 30% of those who took the survey admitted that they experienced short bursts of rage while driving. They reported that they had indulged in cursing, screaming and displaying offensive gestures to other road users. Though this behavior may seem insignificant, psychologists find that it is as distracting as texting while driving in terms of the way it affects a person’s driving habits. Aggression while driving can have almost the same effect as being impaired by marijuana or other narcotics, since it may create the same level of altered consciousness and judgment. As a result, such behavior can just as easily cause an accident as using a phone or briefly taking your eyes off the road. More than 200 Ontarians admit they felt such intense rage that they were willing to risk getting into a collision or injure another person.

Aggressive behavior includes improper following, speeding, failing to yield, not paying attention to weather or traffic conditions, improper passing, risky driving maneuvers, etc. If you or a dear one has been injured in an accident caused by an aggressive driver, contact an experienced personal injury lawyer immediately. You may be entitled to compensation. We can help you to put together a robust claim backed by evidence of aggression while driving.

You May Need Professional Case Management Help: Your Catastrophic Injury Claim

If you or a dear one has suffered catastrophic injuries in an accident, it can result in long-term or permanent disabilities. This means you will need to address the physical, financial and emotional consequences that impact not only injured victims but also their families.

The patient has to get the right medical treatment, make the best possible recovery and also ensure that they are able to earn some kind of living to support themselves to a bigger or smaller extent. This entails filing for compensation from those responsible for your accident, ensuring that you get all the benefits and entitlements that you are eligible for and also get your life back on track as far as possible. To help with this, you need the advice, assistance and advocacy of an experienced personal injury lawyer.

Another professional who may be appointed by insurance-companies is a professional case manager. They should be involved from within the first 24 hours of the accidents for best results. This helps to maintain communication-lines between patient, family, care-giver, health-care professionals, insurers, etc. It also ensures that the most cost-effective care appropriate to the injuries is provided. The case manager helps with planning for hospital discharge, communicating with hospital staff and nursing teams, coordination with multi-disciplinary care, community and home-based reintegration, return to work or school, evaluations, tests and follow-up. In case of permanent disability, this involves home-health, lifetime-planning etc. The case manager is paid by the insurance-companies but the victim has a choice on the appointment of this person.

Slip and Fall Injuries in School: Your Rights and Entitlements

It’s the duty of schools and school managements to ensure that children remain safe while they’re on the school premises. If your child has had a slip and fall accident and hurt themselves, get immediate medical attention, no matter how minor you think the injuries are. Once this has been done, contact an experienced personal injury lawyer. You may be entitled to compensation.

In many cases, the accident may have been caused by the school authorities’ fault or negligence. For example, causing dangerous situations to exist like wet, slippery floors, worn/frayed/loose carpeting, cracked tiles/flooring, damaged staircases, broken/missing handrails, cluttered hallways, potholes, uncleared snow and ice, badly-maintained equipment including desks and chairs, poor supervision etc. These injuries are different from sports injuries and can be directly linked to Ontario’s Occupier’s Liability Act. Serious consequences include concussion, traumatic brain injury, fractures and broken bones, dental and facial damage, internal organ damage/bleeding, loss of function, spinal cord/neck damage, amputation or even death. School bus and field trip accidents also come under this category.

As children are minors and under the guardianship of their parents, parents have the right to file compensation claims on their behalf. They need financial help to deal with medical and rehabilitation expenses. The child may also require an income to support life in case of severe/permanent disability. Such claims are governed by strict filing and notification time limits, format in which claims have to be made etc. Our slip and fall injury lawyers can help you deal with the complex medical, legal and insurance issues involved.

Ensure You File An Incident Report: Your Slip and Fall Accident Claim

Under Ontario’s Occupational Safety and Health Administration (OSHA) regulations, businesses and other public/government/municipal spaces owners have a duty to ensure the safety of all visitors. Slip and fall accidents are often caused by the fault or negligence of the owners for which they can be held liable for injuries and damages. However, in reality, owners and their insurance-companies may not cooperate or act in good faith when claims are made.

The most important aspect of proving a negligence claim is proper documentation. All businesses are required to file an Incident Report if someone is injured on their premises, whether it is an employee or a visitor. Yet, not all businesses encourage injured victims to file this report, and they may falsely assure them that they will investigate/look-into/examine the circumstances and do the needful.

That’s why it’s crucial that you report the accident immediately to someone in authority. If you’re badly hurt, ensure that a loved one or trustworthy friend does this for you. Give the complaint in writing and get an acknowledgement. Your report should have the following:

  • Time and date of accident
  • Your complete information including full name, address, telephone-numbers, email
  • Site of accident with complete details and time/date-stamped photographs if available, including prominent landmarks and hazardous condition that caused the accident
  • Circumstances including lighting/weather-conditions, warning-signs or lack of them etc
  • Witnesses and their contact details
  • List of injuries suffered with photos if possible and medical treatment taken

An experienced slip and fall injury lawyer can help you get the compensation you deserve.

Do You Know What To Do After A Slip And Fall Accident?

When slip and fall accidents occur and unless there are serious injuries, people generally react with embarrassment and hope that there were no witnesses to their humiliation! Unfortunately, a few hours later, they may find that they have suffered serious injuries that require medical attention.

Apart from the medical aspect of delay, the legal and insurance aspects are equally important when seeking compensation for injuries. Hence, it’s important to follow certain steps if you’ve had a slip and fall accident on someone else’s premises. No matter how minor you assume the injuries to be, these steps should be followed.

  • Get immediate medical attention so that your injuries are documented, thoroughly investigated and the right treatment provided
  • Report the accident to someone in authority immediately and get a written acknowledgment. If you’re badly hurt, make sure that a family-member/trusted friend does it on your behalf
  • Get contact details of anyone who may have witnessed the incident and make a note of any CCTV cameras in the vicinity that may have recorded it
  • If possible, take photographs on your cell-phone of the exact location with prominent landmarks
  • The photos should have time/date stamp and they should also show the hazardous condition
  • Never confront anyone, be persuaded to sign documents or give permission to access your personal information and records
  • Don’t enter into private settlements, apologize, blame yourself or neglect filing a report

Consult an experienced slip and fall injury lawyer immediately. We can protect your rights and interests while helping you get the compensation you deserve.

Avoid Talking To At-Fault Party Insurers or Representatives: Your Car Accident Claim

When car accidents happen, the primary focus remains on ensuring that injured people get prompt medical attention. Following this, there are several events that take precedence, like dealing with the financial, physical and emotional crisis, etc. Most people assume that their insurance company will take care of the compensation aspects. In fact, they are duty bound by contract to do so. However, in reality, being for-profit organizations, they tend to put their own business interests ahead of their clients’.

When the insurance company is informed about an accident, they immediately begin an investigation into the circumstances. This is mainly to confirm that the facts as claimed are true. A claims-adjuster is assigned to your case and this person’s loyalty is firmly towards his/her employer: the insurance company. Hence, they may adopt various tactics to dispute, delay, deny or dismiss your claim. Since there are several complex legal, medical and insurance issues involved, it’s difficult for victims to work through these and get all the benefits they’re entitled to.

Claims-adjusters may pose as your friendly, helpful agents, but it’s important never to give a recorded statement, make inadvertent remarks that assign some part of the fault to yourself, apologize, give permissions to access private, confidential, medical, personal and employment information, etc. Insurance companies may also undertake surveillance, investigate your social media profiles, talk to your employers/friends/family/neighbors etc in search of any contradictions in your claim. Contact an experienced personal injury lawyer without delay to represent you in all communications so that your interests and rights are well protected.

Your Accident Injury Claims: Be Alert While Talking To Your Doctor

Insurance companies have to compensate injured persons for income-loss, medical and rehabilitation expenses, disability, death, pain and suffering, care-giver expenses etc based on the contract signed with the insured person. However, they may not act in good faith because they are focused on protecting their own business interests. Hence they may dispute or deny your claim based on various technical aspects.

A vital aspect is the medical testimony of your treating doctor. It’s crucial to seek immediate medical attention if you or a loved one has been involved in an accident. You may assume that your injuries are minor or that you’re completely unhurt. However, from a medical, legal and insurance point of view, it’s important to consult a doctor and leave a paper-trail. Otherwise it’s difficult to establish the connection between injury and accident.

Be completely frank in disclosing health status, habits, medical history, circumstances of the accident etc to your doctor. Never discuss legal concerns with your doctor. You could create a negative bias. Follow medical prescriptions/orders strictly and don’t miss appointments. Tell your doctor about all your symptoms including pain, emotional state, changes etc. without exaggeration. If you’re unable to work because of injuries/pain/disability/depression/anxiety, ensure that this goes on your medical record. Don’t forget to maintain an accident and medical journal to record each and every incident, report, test, diagnosis, treatment, medication, conversation etc related to your injuries.

An experienced personal injury lawyer team can help you get the best medical treatment available and also ensure that your rights and entitlements are safeguarded.

You May Need An MRI Scan After Your Accident

If you or a loved one has suffered life-threatening injuries following a catastrophic accident, it’s important to get the best possible medical diagnosis, treatment and rehabilitation to help you recover. No matter how minor you assume your injuries to be, visit a qualified doctor immediately and take all the tests recommended. Some injuries may appear minor initially, but turn out to be very serious later.

Accidents are rarely accidental. They’re usually caused by someone’s fault or negligence. Victims are entitled to seek compensation for their injuries and losses from those responsible for the accident. They can file a personal injury suit against the at-fault party with help from an experienced accident injury lawyer.

Your doctor may recommend taking an MRI (magnetic resonance imaging) scan to identify/rule-out brain/spine damage, internal organ damage, brain/heart abnormalities, back, neck and face injuries etc. However, MRI scans are expensive and in general insurance-companies don’t entertain recovery claims for these. They are for-profit organizations and are focused on protecting their own business interests. They may deny or dispute your claim saying such a test was unnecessary or suggest that this is a fraudulent claim. In reality, such tests help to identify, locate and manage the problem and assist the doctor in providing the correct treatment.

However, an experienced personal injury lawyer who has in-depth knowledge of the complex medical, legal and insurance issues involved can help you to get compensation for all the required tests, treatments and rehabilitation procedures that your doctor recommends. We ensure that your rights are fully protected.

Bathroom Slip and Fall Accidents: What You Should Know About Compensation Claims

According to studies conducted by the US Center for Disease Control, nearly 240,000 people including teens and adults, are treated in ERs around the country for injuries suffered in bathroom slip and fall accidents.

Bathrooms are extremely hazardous places, especially for older people. Wet floors, slippery products like soap and shower-gel, poor lighting, inability to keep balance while stepping in or out of the tub or shower cubicle, falling while using the toilet or wiping down the walls and counters etc are some of the reasons for slip and fall accidents in bathrooms. Many of these injuries occurred when the person fell and hit the floor, other injuries happened when they hit their heads against the counter, WC or shelves. They may also hit themselves against the tub, bathroom fixtures etc. Most of these injuries result in broken bones, facial and dental damage, traumatic brain injury, concussion, loss of consciousness etc.

Bathroom floors in private and public places have to be kept safe and dry for use of all those who are legitimately allowed to use them. Regular cleaning, wiping, maintenance, warning signs regarding wet floors in public toilets etc are some of the ways to prevent these accidents. Owners of premises where these bathrooms are located have a responsibility to ensure that they are safe. If you or a loved one has suffered injuries due to a slip and fall accident in a bathroom caused by someone else’s fault or negligence, contact a personal injury lawyer immediately. You may be entitled to compensation.

Slipped, Fell and Hurt Yourself in A Store? How To Claim Compensation

Slip and fall accidents can happen at any time, to anyone and anywhere. One of the common places where such disasters happen is in a mall or store. They can happen while you’re entering or exiting or you’re within the premises, using the rest-room located inside etc. Not many people are aware that stores and retail spaces that welcome and invite customers into their premises also have a duty to ensure their safety. A dangerous or hazardous condition that exists in the store, that the owner was aware or should have been aware of, can cause serious injuries. The result can be severe physical, financial and emotional trauma to not just the injured victim but often to the entire family.

If you or a dear one suffers such injuries, contact an experienced slip and fall injury lawyer with expertise in dealing with similar cases. You may be entitled to compensation.

However there are several complex medical, legal and insurance issues involved. The term “premises” can cover land-ownership, business premises, rental or leased properties etc. and the liability may be different in each case. There may be multiple agencies involved.

Other agencies in charge of maintenance, cleaning, repairs etc can also be held liable in such cases. Lack of warning signs, poor lighting, damaged flooring, wet/slippery freshly-cleaned floors, loose carpeting, cluttered aisles, debris and waste etc can also cause accidents. In recent years, large store chains across many countries have faced liability actions for failing to ensure the safety of all legitimate visitors to their premises.

What are some of the Personal injury claims that I can make?

The field of personal injury law is a branch of civil law that provides redress to those who have been injured, suffered losses and damage due to the fault or negligence of another. The at fault party can be an individual, group, government, coroporation or other entity. Some of the common personal injury claims that can be made include seeking compensation for injuries suffered in car accidents, slip and fall accidents, motorcycle accidents, long term disability, traumatic brain injuries, medical malpractice, nursing home neglect, animal attacks and dog bite, boating accidents, amusement park injuries etc.

All personal injury lawyers and law-firms have the training, education, experience and capability to handle almost every type of personal injury claim. However, they may choose to specialize in one particular area and establish a good reputation and competence in it. For instance, some lawyers specialize in car accident injury claims. They gain the necessary medical, legal and insurance knowledge in this field, along with keeping abreast of current legislations and regulations.

They evaluate the circumstances of your case, assess whether you have a valid claim and provide a genuine opinion on the merits of pursuing it or not. They can also provide a ball-park estimate on how much you can reasonably hope to recover. Well-established lawyers/law-firms can help put together a robust claim, backed by the required evidence, deal with the paperwork, and help you to bridge over financially difficult times. Most of them take up cases on a contingency-fee basis, so no fees are charged upfront and legal fees charged only on winning.

Statute of Limitations Laws in Ontario

Personal injury laws like many other types are governed by statute of limitations restrictions. This means that there is a certain time frame within which a suit has to be filed to be considered valid. If you fail to meet this deadline, you could lose the opportunity to ever make a claim, no matter how serious your injuries and how negligent or faulty the defendants were. When the time set for statute of limitations has expired or passed, your case will be struck down.

The purpose of such restrictions is to ensure that no frivolous claims are made, the plaintiff has enough time to pursue it with reasonable diligence and that enough evidence is still available to enable a proper judgment.

Ontario laws prescribe a two-year statute of limitations starting from the date that the accident occurred to file personal injury claims. This law assumes that within this time, the plaintiff becomes fully aware of his/her injuries, losses and damage. It also assumes that plaintiff becomes aware that the accident was caused by the defendant’s fault or negligence.

If you miss this deadline, you cannot file a claim and you may have to pay all the legal costs for both sides. There are several other time limitations that you have to be aware of. For instance, if making a claim against the municipality or a government authority, you have to give a notification within 10 days in most cases. Though there are certain exceptions to all these rules, it’s not worth taking the risk. Contact an experienced personal injury lawyer immediately to avoid missing a deadline.

Planning a Weekend Party? Host Liability Facts You Must Know

As a social host, you have a duty of care to ensure that all your invited guests stay safe on your property, reach their homes safely and don’t cause harm to others on the road. Under Ontario’s social host liability laws, social hosts are those who don’t sell alcohol for profit, have a friendly, non-employer relationship with guests and are serving alcohol on premises fully under their control.

Even if the party is one where guests bring their own drinks this liability remains. If you or a loved one has been injured in an accident after leaving a party hosted by a faulty or negligent host, contact an experienced personal injury lawyer immediately. You may be entitled to compensation.

There are various types of social host liability under this law. Liability as a server occurs if the person serves alcohol beyond the point of intoxication, knowing that it is hazardous to do so. Liability as a sponsor of potentially dangerous activities such as impaired driving is another type. Premises liability also comes under this category. The host should have a choice of alcoholic and non-alcoholic beverages. There should be plenty of water to drink. Hosts should restrict their own drinking so that they remain alert. It’s important to check beforehand with a group if they have a designated driver, so that this person’s intake can be monitored. In case a guest is unable to drive himself/herself home, hosts should provide accommodation till the effects of alcohol wear off fully. Hosts should ensure that they have a handy list of call-taxis or designated driving services.

Long Term Disability Facts You Need To Know

Very few of us think of long-term disability (LTD)as something that could happen to anyone at any time in life. This condition is not just one of physical restrictions, pain and discomfort. It causes a huge financial burden on the victim and the entire family. Inability to work in a profession that you’ve been trained for leaves you without an immediate source of income.  Along with this, your medical treatments, surgery, rehabilitation, follow-ups, medication, assistive devices etc have to be paid for. This causes a financial crisis. Finally, the emotional and psychological aspects are equally important. Depression, suicidal thoughts, lack of self-esteem, social isolation, behavioral issues, drug or alcohol dependence, aggression, rage, breakdown of personal relationships are some of the risks.

Victims are entitled to LTD benefits that can replace between 55-75% of gross-earnings. However, there are strict regulations and criteria that govern eligibility. If you’re entitled to Worker’s Compensation, you can apply with the help of an experienced long term disability claims lawyer. Robust evidence has to be presented to back your claim with inputs from authorized, reliable and respected experts in the field.

Insurance companies could deny your claim if your employer doesn’t provide the right documentation. Your injuries may not be properly documented by the treating doctor. LTD benefits may be terminated after two years and you have to re-apply in case you are unable to do any work to earn an income. If pre-existing conditions are discovered, your claim will be denied. You need to act immediately if your claim is denied to get the compensation you deserve.

Lesser Known Facts About Anoxic Brain Injury

When accidents happen, any part of the body can get injured. When these injuries occur in the head and brain areas, they have long term consequences on the life of the victim. Apart from the physical issues, such injuries also result in huge financial losses caused by the inability to work and earn wages to sustain normal life. Medical treatments, rehabilitation and continuing care are other areas where expenses can spiral out of control in case of long term or permanent disability.

Most of us are aware of traumatic brain injury or TBI. However, a lesser known but equally serious type is the anoxic brain injury. Here the injury is not always caused by a blow to the head, skull fracture or penetration of the skull by sharp objects during a catastrophic accident. Anoxic brain injury is a result of oxygen deprivation to the brain. When oxygen is cut off, even briefly, the neural cells die and patients can suffer from diminished brain function. Continued oxygen deprivation leads to death.

Choking, suffocation, blow to the windpipe, getting stuck under vehicles in a collision, or even a slip and fall injury that injures the windpipe and cuts off oxygen supply can result in anoxic brain injury. The common symptoms include disorientation, concussion, mood-changes, sleep disturbances, memory loss, behavioral changes etc. In the case of young children, this can be difficult to identify.

Visit a qualified doctor immediately. Contact a personal injury lawyer without delay. If your accident was caused by another’s fault or negligence, you may be entitled to compensation.

How To Select The Right Personal Injury Lawyer?

If you or a dear one has been injured in an accident that was caused by someone else’s fault or negligence, contact an experienced personal injury lawyer without delay. You may be entitled to compensation for your income/wage loss, medical and rehabilitation expenses and pain and suffering if you fulfill the eligibility criteria and if your claim is deemed to be valid.

Having the right personal injury lawyer to advise, assist and advocate for you can help you to achieve a successful outcome. While selecting a personal injury lawyer, get recommendations from trusted sources – family, friends, your doctor, family lawyer etc. You can also get information from legal directories, local bar associations and from personal injury lawyers’ websites. Ensure that you provide complete information about your case. First consultations are usually free, so you have the opportunity to voice your concerns, ask questions and gauge how comfortable you feel with the person.

Ensure that the law-firm and lawyer have the necessary licenses, qualifications, training and experience to handle cases similar to yours. Check their credentials independently on reputed peer review organizations like Lexpert, Best Lawyers in Canada etc. They should be members of bodies like the Ontario Association of Trial Lawyers. Look for on-line reviews, peer reviews, media reports etc and talk to former clients if possible. Get information about their philosophy/ethics, whether the lawyer has published articles/books. The firm should have the financial resources to pursue your claim and also have good contacts in health-care to help you get the best medical help and testimony.

Getting The Best Out of Your Personal Injury Claim

When people are injured in accidents, most of them assume that their insurance companies, or those of the at-fault party will promptly honor their compensation claim. However, the harsh reality is that insurance companies are for-profit organizations whose aim is to protect their own business interests. They would adopt several methods to delay, deny, dismiss or dispute your claim based on a variety of “facts” and technical aspects.

An experienced personal injury lawyer can deal with the complex medical, legal and insurance issues involved. This leaves the injured person free to concentrate on getting his/her life back on track.

The claims process can be quite lengthy and stressful if you’re not prepared for it. Most claims are settled out-of-court and rarely make it to trial. They’re settled through negotiation, arbitration, mediation etc. Court outcomes are unpredictable. Hence, settlement is a good option. Avoid trying to handle the claim on your own. This is not a job for DIY enthusiasts.

Successful claims hinge on evidence and the law. Ensure that you preserve all bills, receipts, documents, etc. Take photos of the accident-scene, location, injuries, damage etc with date/time stamps immediately if possible. Avoid confrontation, discussions etc with anyone. Visit a qualified doctor immediately, even if you feel your injuries are minor. This helps to leave a paper-trail if your injuries turn out to be serious later. Don’t talk to insurance-company representatives or claims adjusters without your personal injury lawyer’s go-ahead. Keep an accident journal to record all events and don’t be tempted to take swift, meager settlements in the short-term.

Fall Season Tips For Your Safety

The Canadian fall season will be upon us in a few months, signaling the end of bright sunny days and warm barbecue nights. Staying safe in different seasons is important for everyone, especially seniors, pregnant women and kids. Staying alert and taking the necessary precautions helps to avoid accident risks.

Accidents are rarely accidental. They’re mostly caused by someone’s fault or negligence. That’s why it’s important to keep your wits about you when you’re out driving, walking, etc.

With kids back to school, traffic congestion at school-times increases. It’s important to stay vigilant for crossing streets/signals/crossing-guards, driving through school zones, overtaking school buses.

Make sure you clear fallen leaves and when you pass them, don’t be tempted to walk through them. This is also the season of light rains. Slip and fall injury risks abound in such situations. Pedestrians and cyclists should wear reflective clothing when walking or riding out after dark. You can suffer from different types of injuries during this change of season from summer to winter. Such disastrous events cause enormous physical, financial and emotional burdens on the injured persons and their families.

When these injuries are caused by someone else, you are entitled to compensation to help replace lost income, pay for your medical and rehabilitation expenses and compensate you in monetary terms for pain and suffering. Visit a qualified doctor immediately, even if you feel your injuries are minor. Contact an experienced personal injury lawyer without delay to help you get the right advice, assistance and advocacy.

What Is Meant By No-Fault Insurance?

Ontario has a system of statutory benefits for all accident victims regardless of fault. In general, accidents are deemed to be caused by someone’s fault or negligence. Thorough investigation of the circumstances can yield enough evidence to point out where the fault lay. However, under the Statutory Accidents Benefits Schedule of Ontario, accident victims can make claims on their own insurance company for benefits. These claims are called “first party” claims for damage to property and compensation for injuries/losses suffered as a result of the accident.

Under this law, those who are at fault or whose negligence caused the accident are also entitled to claim benefits from his or her own insurer. They can claim compensation for income loss and medical and rehabilitation expenditure. However, being found at fault can raise such a person’s insurance premiums. The insurance company will use their industry’s “fault determination rules” and determine the degree of fault. This results in a rise in that person’s insurance premiums the next time the policy is renewed.

Apart from no-fault insurance, the at-fault party can be held liable in a personal injury suit. The accident victim or plaintiff can claim pain and suffering, loss of income and medical expenses, apart from any other relevant categories once the fault has been established. In such a case, the plaintiff’s personal injury lawyers will have to prove anew the negligence or fault. Our experienced personal injury lawyers can ensure that a strong claim backed by the right testimony and evidence is presented.

Assessing the worth of Pain and Suffering

Apart from the physical and financial injuries and losses suffered when people are injured in accidents, the emotional component is equally important. People suffer enormous pain and suffering both physically and mentally as a result of serious injuries. Some of these consequences may result in serious emotional and psychological disturbances. For instance, accident victims may suffer from sleep problems, depression, suicidal thoughts, behavioral issues, phobias, fears, etc. Besides these negative aspects, people may experience the loss of joy and happiness, which are essential for living a normal life and conducting normal relationships.

Accidents are rarely accidental and are usually caused by someone’s fault or negligence. Accident victims are entitled to seek compensation for their injuries.

In Canada, courts impose an upper limit for compensation claims for pain and suffering. This is usually in the region of $350,000. There are other conditions to be met under new insurance regulations, where a statutory deductible is made on all settlements. There is also a “verbal threshold” limit imposed by the Ontario legislature. This threshold has to be met and this evaluation rests entirely on the presiding judge in the case.

However, if a robust claim, based on clear and compelling evidence, backed by expert testimony from physicians and employers, and a credible, honest plaintiff, is presented, there are very good chances of meeting the criteria. Each case is different and the circumstances in every accident are different. Our experienced, skilled and expert personal injury lawyers can help you to get the compensation you deserve.

Have Your Disability Benefits Been Terminated?

The Canada Pension Plan (CPP) entitles people who have made enough contributions to the plan to receive benefits when they are unable to work. These benefits extend to their dependent children as well. The aim of these benefits is to replace a portion of the earnings of contributors who have suffered prolonged or permanent disability.

Information is compiled based on inputs from treating doctors, the applicant, employers etc. and a profile is created. Based on this profile, a test of employability is evaluated rather than medical eligibility and suitable compensation is awarded. In many cases, benefits are denied outright from the application stage itself. They may be terminated on the date of the “change of definition” – this means that at that particular point, you are not eligible to receive these benefits any longer. There are different medical, legal and insurance issues involved in this complex situation. You and your family need the advice, assistance and advocacy of a highly-trained, skilled and knowledgeable disability claims lawyer. There is a huge backlog of appeals and it may be difficult to work through the court system in a timely manner. You are also entitled to pursue a personal injury claim against the at-fault party responsible for your accident/injuries.

We can help you put together a robust claim to take care of your present and future needs. We also ensure that your rights and entitlements are protected and that all avenues and legal recourses are explored to get you the compensation you deserve.

Drowsy Driving As Dangerous As Drunk Driving

According to Transport Canada, an estimated 60% of drivers across the country have gotten behind the wheel though they felt drowsy. More than 30% of drivers have actually fallen asleep while driving. These startling facts bring into sharp focus the consequences that are sure to follow such hazardous behaviors.

Drowsy driving is today a nation-wide problem and on par with drunken driving. It happens across all age groups though younger people are more prone to take such risks. It has a serious impact on your abilities and poses a huge risk to all those who share the road. Driving while fatigued or sleepy is dangerous because it affects reaction time, impairs judgment and decision-making, affects focusing abilities, depth perception, vision, co-ordination and motor-skills. The warning signs include yawning, heavy eyelids, inability to hold the head up, wandering thoughts, memory problems etc.

Many people fail to understand the seriousness of driving while fatigued or sleepy. If the vehicle is a large truck, bus or semi with trailer, the results can be disastrous. However, as there is no objective test for drowsy driving, it can be difficult for the driver himself/herself to judge whether they are indeed too sleepy to drive.

If you or a dear one has been injured in an accident caused by a sleepy driver, contact the best car accident lawyer in Ontario. You may be entitled to compensation for the damage, injuries and losses caused in such accidents. We can help you put together a robust claim and safeguard your rights.

June Is Brain Injury Awareness Month

Not many people are aware that brain injuries are ranked as the #1 cause of death and disability in people under the age of 45 in Canada. According to the Brain Injury Association of Canada, more than 1.3 million Canadians have suffered brain injuries and are living with the consequences. There are many different causes for such injuries to happen. They include automobile accidents, sports accidents, slip and fall injuries, and much more. Each case is unique and the problems that are generated as a result are different in each case. However, what they all have in common is that the victim and his or her family suffer enormous physical, financial and emotional losses. There may be a short, long-term or permanent disability and a complete change of life. Loss of function, sensation, ability, mobility, cognitive and behavioral loss, emotional trauma, pain, seizures, dependence, continuing medical treatments, and therapies are some of the after-effects of such injuries.

If you or a loved one has suffered a brain injury as a result of an accident, contact an experienced personal injury lawyer immediately. You may be entitled to compensation. It is important to ensure that your present and future needs are taken care of apart from income replacement, compensation for medical and rehabilitation expenses and for pain and suffering caused by another’s fault or negligence. Insurance companies who must make the settlement may not act in good faith. Our traumatic brain injury lawyers protect your interests while fighting to get you the compensation you deserve.