Victims of accidents may suffer devastating short or long term disability, which results in loss of income, pain and suffering, huge financial burden in terms of medical, rehabilitation/care costs and perhaps a complete change in physical and emotional life-style. Medical disability due to other reasons like physical or psychological issues, genetic factors, mental and physical illnesses and disorders also falls under this category. In theory, such victims are entitled to claim disability benefits, but in reality, the insurance carriers who deal with benefits are likely to deny, delay or contest such claims.

Disability claims lawyers help victims to unravel the complexities of insurance claims and ensure that the insurance company fulfills its obligations to policy-holders. They can assist victims to file the claim within the stipulated time, provide the correct documentation which is relevant and concerns the appropriate time-period, backed by expert medical testimony, to validate the claim. They represent victims in all communications or negotiations with insurance companies and their attorneys. Disability claims lawyers can deal with other aspects like insurance policy analysis, claim-handling, buyout-assistance and appeals. Claims can either be settled through negotiations or lawsuits and trials and disability claims lawyers are skilled/experienced in both aspects.