According to some very alarming statistics, there are more than 2000 uninsured vehicles involved in collisions on Ontario roads every year. There are a huge number of uninsured vehicles on the roads in spite of stringent rules. If you or a loved one has been injured in an accident caused by an uninsured motorist, immediately contact a personal injury lawyer who has a successful track record in dealing with similar cases.

Collisions Caused By Uninsured Motorists

Many uninsured motorists flee the scene of an accident and this results in the accident being declared a hit-and-run. Criminal proceedings are launched by the police in such a situation. However, when the at-fault party does remain at the scene of the accident, it doesn’t make much of a difference to injured victims.

Driving without insurance doesn’t entail a jail sentence and this can be a life-altering experience for injured victims. They undergo physical/mental pain, loss of income/wages, have to bear huge financial burdens for medical treatments and rehabilitation and in many cases, the injuries may lead to long/short term or permanent disability, disfigurement or even death. A free consultation injury lawyer can help victims to assess the merits of a personal injury claim for compensation when such events happen.

In such cases, Ontario Insurance Act is invoked, where a set of rules determines which insurance company bears the liability and must compensate accident victims. These would include:

• The vehicle owner
• The owner of the household that possesses the vehicle

In either of these cases, that car insurance company would be responsible for settlement. If both these are unavailable, the victim’s own car insurance policy is examined for coverage and the victim will have to file a claim against their own insurers for compensation.

If absolutely no insurance is found, the government of Ontario has a scheme (the Motor Vehicle Accident Claims Fund MVACF) to protect innocent victims of uninsured driving accidents. This is limited to $200 000 plus costs and interest and is usually seen as a last resort payor when there is absolutely no insurance to be discovered.

The process is extremely complex, lengthy and time-consuming, calling for a variety of skills, knowledge of insurance and personal injury laws and negotiation capabilities. Our experienced car accident lawyers can assist victims to unravel the different threads of liability and establish exactly where the settlement needs to be paid out from.

How We Can Assist

When such devastating events happen, ensure that you select a personal injury lawyer with specific experience in dealing with such cases. They would have the domain expertise and experience necessary to understand all aspects of the case and find ways in which money can be recovered from insurers.

Our accident injury lawyers available 24×7 represent you in all negotiations and can conduct independent investigations to put together a robust claim for compensation. Our serious injury lawyers can fund your case and ensure that you receive top-quality medical assistance and rehabilitation to make a good and swift recovery and protect your rights till full and satisfactory settlement is reached.

If you, your family or a friend has been injured in an accident, please feel free to speak to one of our injury lawyers for a free consultation about how we are able to assist in making a personal injury claim. We consult in all cities across Ontario with a no win no fee guarantee. Our personal injury lawyers have helped victims secure millions of dollars in personal injury cases. Call us Toll Free On our 24/7 Injury Hotline: 1 – 844 495 7333 or Text a Personal Injury ‎Lawyer 24/7 and get instant help.  (416 931 5015)