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  • Reporting the Accident Even Without Police Presence to Ensure Smooth Claim Process

    October 20, 2015

    Accidents are a hassle for most individuals who are involved as it means making police reports and being inconvenienced in some way. However, it will be vital to take up the right track with any accident to avoid potential repercussions in the future. Police presence is a desired option for any accident that requires a proper accident report and compensation claim in the future for repairs and medical support.

    But not all accidents could bring about police presence to facilitate the report and the claim process. The involved parties must take on the responsibility themselves to ensure an official accident report to be generated even without the police.

    Reasons for a No Show by Police

    It is possible for the police not to turn up in an accident scene although 911 is dialed.

    1) No injuries

    Police may not attend to the accident case immediately if it is a low level priority, especially when no one was injured in the incident. The police would generally advise the involved parties to make a police report at the nearest police station or call in a lawyer for further legal assistance.

    2) Minimal property damage

    If the damage incurred in the accident is considered minimal, the police may not attend to the accident, especially if the damage is below $500.

    3) Extreme weather conditions

    Extreme weather such as blizzards, severe storms or earthquakes may not permit the police to be present at the accident scene. Moreover, such weather hazards may have instigated other more serious accidents or traffic situations which are of higher priority for the police to be present.

    Steps in Handling the Accident without Police Presence

    Responsible drivers would take the initiative to handle the accident properly and correctly in the sight of law that would enable them a smooth claim compensation process later with no query from all involved parties.

    1) Reporting the accident

    Responsive road users would take the initiative to report the accident, even if the police are not present. The report could still be filed at the nearest police station as a formal record of the event which would help involved parties with a smooth claim process later.

    2) Filing the accident report officially

    Advanced technologies allow drivers to file the accident report online instead of in person at the police station. The online facility is useful and convenient for those whose home or office is nearer than the police station. However, it is advisable to file the incident report personally and quickly within the stipulated time frame to be valid for claims. Damages above a certain amount or adverse conditions of the accident must be filed quickly.

    3) Filing an accident claim

    An accident claim for insurance compensation should be filed as soon as possible to kick start the process as the claim process could take some time. Drivers may be unfamiliar with the complex process with a lot of information and forms to be filed for a smooth claim that would be satisfactory.

    4) Appraisal and Inspection

    The insurance company would send over its appraiser upon receiving the insurance claim pertaining to the damage on the vehicle involved in the accident. The claims representative would evaluate the condition of the damaged vehicle and injured victims to gauge the severity and estimated cost of repairs and medical assistance required.

    An official inspection would be conducted before an appointment is scheduled with the insurance company appraiser to settle the claim or gather more information for processing the claim.

    5) Adjuster’s report

    The claims adjuster has the final say to the extent and cost of damage to the vehicle before the repair works could be activated. The car owner may have to bear a portion of the repair works if the claims do not suffice.

    Legal Assistance to a Smooth Claim Process

    Car owners or drivers involved in an accident may be flustered with the many forms and requirements to secure the claims for damages to their vehicle or medical costs of their injuries. This is common as such consumers are not knowledgeable with the insurance claims or laws regarding road accidents and claims processes.

    Our experienced law firm in Ontario is well versed with the claims process of road accidents involving all types of vehicles. We have specialized accident attorney services that focus on accident reports and claim compensations for property damage and personal injuries. Our car accident lawyer is familiar with all the claims processes and documents to ensure a satisfactory compensation towards vehicle repairs and medical compensations.

    If you, your family or a friend has been injured in an accident, please feel free to speak to one of our injury lawyers for a free consultation about how we are able to assist in making a personal injury claim. We consult in all cities across Ontario with a no win no fee guarantee. Our personal injury lawyers have helped victims secure millions of dollars in personal injury cases. Call us Toll Free On our 24/7 Injury Hotline: 1 – 844 495 7333.

  • Reporting the Accident Even Without Police Presence to Ensure Smooth Claim Process

    October 20, 2015

    Accidents are a hassle for most individuals who are involved as it means making police reports and being inconvenienced in some way. However, it will be vital to take up the right track with any accident to avoid potential repercussions in the future. Police presence is a desired option for any accident that requires a proper accident report and compensation claim in the future for repairs and medical support.

    But not all accidents could bring about police presence to facilitate the report and the claim process. The involved parties must take on the responsibility themselves to ensure an official accident report to be generated even without the police.

    Reasons for a No Show by Police

    It is possible for the police not to turn up in an accident scene although 911 is dialed.

    1) No injuries

    Police may not attend to the accident case immediately if it is a low level priority, especially when no one was injured in the incident. The police would generally advise the involved parties to make a police report at the nearest police station or call in a lawyer for further legal assistance.

    2) Minimal property damage

    If the damage incurred in the accident is considered minimal, the police may not attend to the accident, especially if the damage is below $500.

    3) Extreme weather conditions

    Extreme weather such as blizzards, severe storms or earthquakes may not permit the police to be present at the accident scene. Moreover, such weather hazards may have instigated other more serious accidents or traffic situations which are of higher priority for the police to be present.

    Steps in Handling the Accident without Police Presence

    Responsible drivers would take the initiative to handle the accident properly and correctly in the sight of law that would enable them a smooth claim compensation process later with no query from all involved parties.

    1) Reporting the accident

    Responsive road users would take the initiative to report the accident, even if the police are not present. The report could still be filed at the nearest police station as a formal record of the event which would help involved parties with a smooth claim process later.

    2) Filing the accident report officially

    Advanced technologies allow drivers to file the accident report online instead of in person at the police station. The online facility is useful and convenient for those whose home or office is nearer than the police station. However, it is advisable to file the incident report personally and quickly within the stipulated time frame to be valid for claims. Damages above a certain amount or adverse conditions of the accident must be filed quickly.

    3) Filing an accident claim

    An accident claim for insurance compensation should be filed as soon as possible to kick start the process as the claim process could take some time. Drivers may be unfamiliar with the complex process with a lot of information and forms to be filed for a smooth claim that would be satisfactory.

    4) Appraisal and Inspection

    The insurance company would send over its appraiser upon receiving the insurance claim pertaining to the damage on the vehicle involved in the accident. The claims representative would evaluate the condition of the damaged vehicle and injured victims to gauge the severity and estimated cost of repairs and medical assistance required.

    An official inspection would be conducted before an appointment is scheduled with the insurance company appraiser to settle the claim or gather more information for processing the claim.

    5) Adjuster’s report

    The claims adjuster has the final say to the extent and cost of damage to the vehicle before the repair works could be activated. The car owner may have to bear a portion of the repair works if the claims do not suffice.

    Legal Assistance to a Smooth Claim Process

    Car owners or drivers involved in an accident may be flustered with the many forms and requirements to secure the claims for damages to their vehicle or medical costs of their injuries. This is common as such consumers are not knowledgeable with the insurance claims or laws regarding road accidents and claims processes.

    Our experienced law firm in Ontario is well versed with the claims process of road accidents involving all types of vehicles. We have specialized accident attorney services that focus on accident reports and claim compensations for property damage and personal injuries. Our car accident lawyer is familiar with all the claims processes and documents to ensure a satisfactory compensation towards vehicle repairs and medical compensations.

    If you, your family or a friend has been injured in an accident, please feel free to speak to one of our injury lawyers for a free consultation about how we are able to assist in making a personal injury claim. We consult in all cities across Ontario with a no win no fee guarantee. Our personal injury lawyers have helped victims secure millions of dollars in personal injury cases. Call us Toll Free On our 24/7 Injury Hotline: 1 – 844 495 7333.

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