Brampton personal injury lawyers frequently deal with motor-vehicle collision claims in which people have been seriously injured. These accidents are usually caused by someone else’s fault or negligence and they leave the victims facing enormous physical, financial and emotional consequences.

Most of us believe that insurance provides a safety net in case things go wrong for us. This belief gives us a sense of security and protection, knowing that our lives and those of our dear ones can be made more comfortable in the event that we’re rendered immobile or unable to work following an accident.

However, what we fail to note is that insurance companies are for-profit organizations and their business goal would be to reduce outgoings to the maximum. To this end, they may deny, devalue or dismiss your claim on various grounds.

It’s wise to contact the nearest personal injury lawyer in Brampton when such a mishap occurs, so that your interests remain protected throughout the claims process.

What You May Not Know About Car Accident Claims

Insurance companies and the police use different criteria for determining fault in accidents. There are many aspects of Ontario’s SABS (Statutory Accident Benefits Scheme) that injured victims may not be familiar with. Parking lot accidents are one of the most controversial types of accidents and there are several complex issues involved in determining fault. These and other problems are things that few ordinary people know much about. Our experienced 24×7 injury lawyers can provide timely information and guidance.

1. Parking Lot Accidents: These are very commonly-occurring incidents.  There are general rules and conventions that drivers are supposed to abide by when entering, exiting and maneuvering their vehicles inside a parking lot. However, it’s difficult to firmly establish liability and it differs from case to case.
2. No-fault insurance: Ontario is among the provinces that provides statutory benefits to injured victims, regardless of fault. This no-fault regulation however means that you have to collect settlement from your own insurance company.
3. Police may not always charge an at-fault party: In case of bad weather or something that happens beyond the drivers’ control, the police may not hold one of the parties responsible for the accident. However, according to the Insurance Act, the Fault Determination Rules must be used to establish liability on a scale of 0-100%.
4. The police don’t always have to be called: If the total amount of damage is below $2000 and no one is injured, you can report the accident to your insurance company and to the local collision reporting center only, instead of the police.
5. Leaving an accident scene is a crime: No matter how minor the accident, it’s the duty of a driver to stay at the scene of an accident. Hit and run drivers face criminal charges with up to five years’ imprisonment, cancellation of their insurance policies and hefty fines for failing to stop. 

Brampton car accident lawyers can provide more information, advice and assistance if you or a dear one has been has been injured in a motor-vehicle collision.