Brampton personal injury lawyers know from experience that there’s a huge disruption in people’s lives when car accidents occur, since they’re completely unforeseen events. Shock, fear, anxiety and confusion are uppermost in the minds of all those involved, along with the trauma and pain they feel if there are injured. The first priority would obviously be to get immediate medical help and ensure that the injured are safe and comfortable.

Following this, there are several important steps to be taken. The traffic and police authorities and insurance companies have to be informed. Accidents are caused by someone’s fault, negligence or intentional flouting of safety norms. Seriously injured victims face a bleak future, beset by physical, financial and emotional burdens. They’re entitled to seek compensation from those responsible for the accident.

Claiming Compensation

According to Ontario laws those injured in car accidents are entitled to claim statutory benefits regardless of fault. This is based on certain criteria and is paid out by your own insurance company. Victims are also entitled to file a personal injury suit against the at-fault party/parties and this is paid out by their insurers.

Each case is unique, and the kind of settlement claimed and awarded varies according to circumstances of the case, proof of negligence, establishment of liability, evidence of injuries and their impact on the claimant’s life, etc.

An experienced Brampton car accident lawyer can advise and assist you to build a robust claim backed by the necessary documentation.

Privacy Rights

People purchase insurance in good faith, as it provides security and peace of mind. We presume that when disaster strikes, our insurance policy is available to take care of medical expenses, lost income etc.

When claims are filed, the insurance company that makes the payout could deny, dismiss or dispute your claim, for any number of reasons. Insurance is a for-profit business and the main goal would obviously be to protect the business bottom-line.

One of the issues that concerns claimants is that the at-fault party’s insurers could launch a surveillance on them in a bid to disprove their claims. Many companies routinely conduct an investigation into a claimant’s background to collect information about background, activities, injuries etc.

These investigations are legal but they have to be conducted within the confines of the law. Clients have a natural expectation of privacy. Trespassing on private property, intercepting electronic communications, issuing threats, defamation etc are illegal. Insurance companies in Ontario are required to maintain a “privacy wall” which prevents them from sharing information even between their own departments.

Your privacy rights must be respected. This includes:

• No permission to enter your home or business-premises to conduct surveillance
• Videotaping is allowed in public places including outside your home/work-place
• Videotaping of claimants exercising or doing heavy work is permitted
• Private and confidential information like medical records will be kept strictly private and used only for handling your accident claim
• Your insurer and that of the at-fault party could be the same. In this case, protecting your private/confidential information is crucial

Our experienced 24×7 injury lawyers can help protect your all your interests including that of privacy.